01
Speed
Understand your finances at a glance
See what you've spent, what's coming up, and what's left.
No hunting around. The opening experience answers your immediate questions so you can get in, get oriented, and get out.
Private beta
Kiwi Finance: Simple, beautiful budgeting.
Track your money, spot trends, and stay in control. No clutter, just clarity.
Today in Kiwi
Everything you need to know about your money today.
Live perspective
See balances and charges in one read
Spot trends before the month closes
Build habits with prompts and rewards
02
Focus
No more surprise charges
Subscriptions and repeat charges stay clearly visible.
Small recurring costs add up quietly. Kiwi keeps them surfaced so they're easier to spot, question, or cancel.
03
Rhythm
A routine you'll actually keep
Check in on your money before it becomes damage control.
Good money habits come from repeat contact. Kiwi uses light prompts and rewards to keep your momentum going.
Product Tour
See exactly where your money goes.
A beautiful, intuitive interface that gives you the insights you need to make better financial decisions.
First Read
Understand the big picture instantly
See your latest transactions, balances, and upcoming obligations the moment you open the app.
Intervention
Spot trends before it's too late
See exactly where your budget is feeling pressure so you can adjust your spending early.
Milestones
Set realistic savings goals
Your goals are tied to your actual monthly capacity, making them achievable and grounded.
Product System
Everything you need, nothing you don't.
A focused set of tools designed to give you clarity and control over your finances.
Analytics
5Understand what changed, where it changed, and what needs attention.
Budget Health
Get detailed insights into your budget performance with health scores and recommendations.
Geo Insights
Track spending patterns by location to understand your spending habits better.
Investment Tracking
Monitor your investment portfolio performance and track gains/losses.
Net Worth Tracking
Track assets and liabilities to get an accurate picture of your overall financial health.
Spendometer
Real-time spending meter that shows your spending pace and helps you stay on track.
Personalization
2Shape Kiwi around your own habits, categories, and routines.
Custom Categories
Create and customize budget categories to match your unique spending habits.
Transaction Notes/Tags
Add custom notes and tags to transactions for better organization.
Engagement
1Light motivation that helps you come back consistently.
Gamification
Earn points and badges for good financial habits and compete with other users.
Budget Management
3Set limits, watch pacing, and know where the month stands at a glance.
Budgeting
Create and manage monthly budgets with automatic tracking and alerts.
Budget Rollovers
Automatically move unspent or overflow budget from one month to the next.
Transaction Review
Review and verify transactions for accuracy and proper categorization.
Tracking
2See transactions, subscriptions, and recurring charges without digging.
Subscription Tracking
Identify and track all your subscriptions with notifications before they are charged.
Transaction Tracking
Automatically categorize and track all your financial transactions.
Planning
1Keep goals and forward plans tied to what your money can actually support.
Goal Setting
Set financial goals with customizable timeframes and track your progress visually.
Integration
1Connected accounts that make Kiwi useful from the first sync.
Account Linking
Connect multiple bank accounts and credit cards for a unified financial overview.
Automation
1Offload repeat work so you can focus on decisions, not cleanup.
Retailer Allocation
Teach the app to automatically categorize transactions from specific retailers.
Habit Layer
A money routine you can actually keep.
Kiwi uses light motivation to make regular check-ins fun, so staying on top of your money feels natural.
Progress stays visible, so checking in feels rewarding.
Prompts help you keep moving when the month gets busy.
The experience stays polished and calm while still giving you reasons to return.
01Momentum
Leaderboards
Shared progress makes regular check-ins feel more alive.
02Momentum
Quests
Short prompts turn vague intentions into an obvious next step.
03Momentum
Rewards
Small rewards make steady effort feel noticed and worth repeating.
Pricing
Simple pricing.
Simple, transparent pricing to fit your needs.
Start here
Basic
Complete financial management with all essential features
Monthly
$7.99
Annual
$79.99
Save $15.89 each year on annual billing
BudgetingGoal SettingNet Worth Tracking
Complete financial management
Most complete
Pro
Advanced features for power users who want deeper insights
Monthly
$16.99
Annual
$169.99
Save $33.89 each year on annual billing
Everything in BasicGeo InsightsBudget Health
Advanced analytics and insights
Security
Clear visibility without giving up control.
Kiwi is designed to help you understand your finances, not move them around. Your connections are read-only, encrypted, and easy to manage.
01
Security
Bank-level encryption
Your sensitive data stays protected in transit and at rest.
Security is built into Kiwi from the start. We respect how sensitive your financial data is and protect it accordingly.
02
Connections
Read-only access
Kiwi shows you what's happening. It never moves your money.
Connected accounts are strictly for visibility. We surface trends and balances while leaving account control safely at your bank.
03
Control
Leave anytime
Change your setup without the hassle.
If a bank changes or you want to simplify what you track, disconnecting is just as straightforward as joining. You stay in control.
FAQ
Questions people ask before joining.
Here are the answers most people want before they get on the waitlist.
01
FAQ
How do I join Kiwi?
Join the waitlist and we will email you as soon as your invite is ready.
Kiwi is rolling out in stages so we can keep improving as access expands. Joining the waitlist takes a minute, and you'll hear by email when a spot opens.
02
FAQ
What does Kiwi help me track?
Follow your spending, recurring charges, and remaining budget all in one place.
Instead of bouncing between apps, Kiwi keeps the most important signals close together. It's designed for quick check-ins, not long cleanup sessions.
03
FAQ
Does Kiwi move my money?
No. Kiwi is built for visibility, not transactions.
Your connected accounts are read-only. We help you see balances and trends, but you always stay in control at your bank.
04
FAQ
Why include quests and rewards?
Because staying consistent matters more than one perfect budgeting session.
Most people stop checking their budget after a few weeks. Small nudges and rewards make coming back easier, helping good routines stick.
Join Kiwi
See what your money looks like when the clutter disappears.
Join the waitlist for early access and product updates. If you have a partnership or product question, the team is easy to reach.