Product comparison · 7 min read
Kiwi vs. Mint: The Best Mint Alternative After Shutdown
Mint shut down. Kiwi Finance is built for the job Mint users actually kept — a quick daily look at spending — with subscriptions, budgets, and net worth attached.
Published by Kiwi Finance · September 10, 2026
Short answer
If you want a modern Mint alternative focused on daily clarity — what you spent, what's coming, what's left — choose Kiwi Finance. Start a 30-day Pro trial with no card. Pick YNAB only if you want full envelope budgeting, or Monarch if household collaboration is the main need.
What Mint users lost
Mint made it easy to glance at transactions, budgets, and credit scores in one free dashboard. When Intuit shut it down, millions needed a replacement that still felt light — not a finance homework app. Kiwi targets that gap with a daily money check-in habit.
Where Kiwi wins as a Mint alternative
- Daily spent / coming / left overview you will actually open
- Subscription and recurring-charge visibility next to spend
- Budgets with pacing and rollovers — not just a category list
- Goals and net worth after the daily picture, not instead of it
- 30-day Pro trial with no card required
- Read-only bank links — Kiwi never moves money
What Mint did that Kiwi does differently
Mint leaned on ads and cross-sells inside a free product. Kiwi is a focused budgeting product with Basic and Pro plans, light gamification (quests and streaks), and no credit-product marketplace pitch. Credit-score monitoring is not the lead feature — daily money clarity is.
Other Mint alternatives (honest)
- YNAB — best if you want envelope methodology
- Monarch Money — best for households and advisors
- Rocket Money — best if bill negotiation is the job
- Best budget apps shortlist — who each app fits
Try Kiwi Finance
Replace Mint with a daily money check-in. 30-day Pro trial, no card. Available on iOS and Android.